| SECURED |
NEW AND USED CAR LOANS |
|
Click here for current rates. |
RECREATIONAL VEHICLES |
| 2005 models (up to 36 months) |
6.00% - 15.50% |
| 2005 models (up to 48 months) |
6.50% - 16.00% |
| 2005 models (up to 60 months) |
6.75% - 16.25% |
| Used - '00 or newer (to 48 months) |
7.50% - 17.00% |
| (i.e. motorcycle & jet skis) |
HOME EQUITY LINE |
| Up to $50,000, Prime+1%, Variable Rate |
currently 6.25% |
| Adjusted 4/1 and 10/1 of each year. |
HOME IMPROVEMENT LOAN |
| Up to 60 Months |
5.50% - 15.00% |
| Up to 84 Months |
6.75% - 16.25% |
| Up to 120 Months |
8.00% - 17.50% |
| **IF TELCO IS YOUR 1ST MORTGAGE TAKE 1/2% OFF IN ADDITION
TO ANY OTHER DISCOUNTS** |
THINK SPRING HOME IMPROVEMENT SPECIAL |
| Up to 36 Months |
5.00% - 14.50% |
MOBILE HOMES |
| New ('03 & newer) up to 144 months
|
8.00% - 17.50% |
| Used ('98 & newer) up to 84 months |
8.50% - 18.00% |
| Minimum loan is $2,000.00 |
TITLED RVS, AND BOATS |
| New ('05 & newer up to 60 months) |
7.00% - 16.50% |
| New ('05 & newer 61 to 120 months) |
8.00% - 17.50% |
| Used ('00 and newer - up to 120 months) |
8.50% - 18.00% |
| Minimum loan is $5,000 |
STOCK SECURED |
| 72 Months |
7.00% - 16.50% |
| Loan may be up to 75% of market value of stocks pledged. |
REG. SHARE & CERTIFICATE SECURED |
| 72 Months |
5.00% |
| Loan may be up to 100% of amount pledged |
| UNSECURED |
PERSONAL |
Unsecured - $2,000 to $5,000 (the maximum loan amount is determined by the borrower's credit score)
Closed-end: 48 months |
8.50% - 18.00% |
| Closed-end: 36 months |
7.75% - 17.25% |
| Closed-end: 24 months |
7.00% - 16.50% |
| Closed-end: 12 months |
6.00% - 15.50% |
| Consolidation loans will be at posted rates + 2% |
VACATION SPECIAL |
| 12 Months |
4.50% - 14.50% |
CREDIT BUILDER LOAN (NO DISCOUNTS) |
| 12 months |
11.50% - 17.50% |
PERSONAL |
| Open-end: 60 Months |
11.00% - 11.50% |
Reviewed after 24 months
Must have 650 or above credit score |
Secured - $2,000 to $15,000
Up to 60 months |
8.50% - 18.00% |
| Up to 48 months |
1% below unsecured |
| Consolidation loans will be at posted rates + 2% |
VISA CREDIT CARD |
| Visa Classic |
11.9% |
| No Annual Fee; 25-day grace period |
| Visa Platinum |
8.9% |
| No Annual Fee; 25-day grace period |
